Bhavya Agencies PVT.LTD

Features | Eligibility | Documents | Rates | Suitable For

                                           Features

Thinking of renovating your house? Yearning to buy a new Laptop? Need financial assistance with marriage related expenses or your child higher education? An Personal Loan is your One-stop-shop for all your financial needs to fulfill any of your desires.

Key Benefits of Personal Loan:

    Loans from Rs. 50 thousand to 15 lacs Lacs.
    Unsecured Loan without any security or guarantor
    Minimum Documentation & Faster Processing
    The tenure of the loan repayment could range from 12 to 60 months.
    Interest is calculated on a monthly reducing balance basis.
    This loan can be used any legal personal or business purpose

A secured working capital loan, given on the basis of turnover.
Learn More..

This secured loan is given for purchase of machinery or any other business requirements.
Learn More..

Home loan is given for new home purchase, to renovate/ furnish the house.
Learn More..

MONY EARNED”.

                                          Eligibility

Self Employed :

    Proprietor/Partner/Director of the company
    Age min. 23 & the repayment should be complete before attaining the
       age of 65.
    Having minimum 3 years old company in the same business
    Minimum 1year business operation at same place.
    Net Profit after tax - Rs. 1,50,000/- per annum last 2 years
    Have a clean track record of at least 6 month from any Bank
    Applicant must own office or residence.

Salaried Individuals :

    Employees of Public Ltd. / Private Ltd./ MNCs Or Government.
    Getting salary by cheque or Bank transfer
    Age 23 & the repayment should be complete before retirement.
    Minimum 3 years continuous employment
    Minimum net take home salary Rs. 8,500/- per month

Rates

Quickly Contact Us to get the best deal.

                                            Suitable For

        Any financial requirements.

                       Documents

     Self Employed :

Photograph of main applicants

ID proof : Pan card/ Passport/c Driving License

Signature Proof : Pan card/ Passport/Driving License

Age Proof : Pan card/ Passport/Driving License/DOB Certificate

Residence Proof : Passport/ Voter Card/Driving License/Ration Card/
Telephone Bill/ Electricity Bill

Office Proof : Telephone Bill/ Sales Tax registration certificate/
Electricity Bill

Income Proof : Last 2 years Income tax return with financials.

Last 6 month main account Bank statement.

Constitution proof : MOA/ partnership deed

Loan Proof : repayment Schedule of all running loans

     Salaried :

    Photograph of main applicants
    ID proof : Pan card/ Passport/c Driving License/Employee ID
    Signature Proof : Pan card/ Passport/Driving License
    Age Proof : Pan card/ Passport/Driving License/DOB Certificate
    Residence Proof : Passport/ Voter Card/Driving License/Ration Card/
        Telephone Bill/ Electricity Bill
    Office Proof : Form 16/ Employee ID/ Appointment Letter
    Income Proof : Last 3 months Salary Slips.
    6 month bank account statement in which salary credited
    Loan Proof : repayment Schedule of all running loans