Self Employed :
Proprietor/Partner/Director of the company
Age min. 23 & the repayment should be complete before attaining the
age of 65.
Having minimum 3 years old company in the same business
Minimum 1year business operation at same place.
Net Profit after tax - Rs. 1,50,000/- per annum last 2 years
Have a clean track record of at least 6 month from any Bank
Applicant must own office or residence.
Salaried Individuals :
Employees of Public Ltd. / Private Ltd./ MNCs Or Government.
Getting salary by cheque or Bank transfer
Age 23 & the repayment should be complete before retirement.
Minimum 3 years continuous employment
Minimum net take home salary Rs. 8,500/- per month