Secured Loans can be given against any collateral security in which customer has to give any security i.e. Residential, Commercial or Industrial property to the bank for mortgage to get the loan facility.  This type of loan the amount is high, tenure is more & rate of interest is less comparatively with unsecured loan. 
Secured loans like Cash Credit Limit, Term Loan, Home Loan, Loan against Property, project Financing etc. are given on the basis of company financials, turnover, value of stock & net worth of the promoters.  Banks take only that property for mortgage which is freehold, self occupied residence or having approved sanction plan for industrial/ commercial property.
A secured working capital loan, given on the basis of turnover.
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This secured loan is given for purchase of machinery or any other business requirements.
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Home loan is given for new home    purchase, to renovate/ furnish the   house.
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